(Minimum loan amount requirement applies)

Year 1: 3M SORA + 0.50%

Year 2: 3M SORA + 0.50%

Year 3: 3M SORA + 0.50%

Thereafter: 3M SORA + 1.00%

– One free conversion after lock in period

Cash rebate for refinancing only

Private loan amount above 500K – $2,000

Private loan amount above 1.0M – $2,500

Private loan amount above 1.5M – $2,800

HDB loan amount above 250K – $2,000