Best Home Loans
Updated Jul 2024.
Compare rates instantly across 12 banks!
Enjoy subsidies up to $2,800 (for refinancing) + HIGHEST bonus cash vouchers (for both new loan & refinancing) when you get a home loan through us!
Compare Best Rates
3 Year Fixed (Citigold)
First Year Interest
2.85%
Fixed
Second Year Interest
2.85%
Fixed
3 years lock-in
Minimum $800,000
Show More
Features
(Minimum loan amount requirement applies)
Year 1: 2.85% Fixed
Year 2: 2.85% Fixed
Year 3: 2.85% Fixed
Thereafter: 3M SORA + 1.00%
Legal and valuation subsidy for refinancing only
– 0.40% of loan amount, capped at $2,500
2 Year Fixed (Private)
First Year Interest
2.90%
Fixed
Second Year Interest
2.90%
Fixed
2 years lock-in
Minimum $1,000,000
Show More
Features
(Minimum loan amount requirement applies)
Year 1: 2.90% Fixed
Year 2: 2.90% Fixed
Thereafter: 3M SORA + 1.00%
– One free conversion after lock in period
Cash rebate for refinancing only
Private loan amount above 500K – $2,000
Private loan amount above 1.0M – $2,500
Private loan amount above 1.5M – $2,800
2 Year Fixed (HDB)
First Year Interest
2.90%
Fixed
Second Year Interest
2.90%
Fixed
2 years lock-in
Minimum $700,000
Show More
Features
(Minimum loan amount requirement applies)
Year 1: 2.90% Fixed
Year 2: 2.90% Fixed
Thereafter: 3M SORA + 1.00%
– One free conversion after lock in period
Cash rebate for refinancing only
HDB loan amount above 250K – $2,000
2 Year Fixed (Flexi)
First Year Interest
2.90%
Fixed
Second Year Interest
2.90%
Fixed
2 years lock-in
Minimum $1,000,000
Show More
Features
(Minimum loan amount requirement applies)
Year 1: 2.90% Fixed
Year 2: 2.90% Fixed
Thereafter: 1M SORA + 1.00%
– One free conversion after 12 months
– Must sign up SaveUp account and credit card
Cash rebate for refinancing only
0.4% of loan amount, capped at $2,500
2 Year Fixed (Green Mortgage) (Private)
First Year Interest
3.00%
Fixed
Second Year Interest
3.00%
Fixed
2 years lock-in
Minimum $300,000
Show More
Features
(Minimum loan amount requirement applies)
Year 1: 3.00% Fixed
Year 2: 3.00% Fixed
Year 3: 3M SORA + 0.80%
Thereafter: 3M SORA + 1.00%
– One free conversion after 12 months
– 100% waiver of penalty due to sale during lock in period
(Only applicable to selected properties with GREEN MARK certification)
3 Year Fixed
First Year Interest
3.00%
Fixed
Second Year Interest
3.00%
Fixed
3 years lock-in
Minimum $800,000
Show More
Features
(Minimum loan amount requirement applies)
Year 1: 3.00% Fixed
Year 2: 3.00% Fixed
Year 3: 3.00% Fixed
Thereafter: 3M SORA + 1.00%
Legal and valuation subsidy for refinancing only
– 0.20% of loan amount, capped at $2,500
2 Year Fixed (Flexi) (Private)
First Year Interest
3.05%
Fixed
Second Year Interest
3.05%
Fixed
2 years lock-in
Minimum $300,000
Show More
Features
(Minimum loan amount requirement applies)
Year 1: 3.05% Fixed
Year 2: 3.05% Fixed
Year 3: 3M SORA + 0.80%
Thereafter: 3M SORA + 1.00%
– One free conversion after 12 months
– 100% waiver of penalty due to sale during lock in period
2 Year Fixed (Green Mortgage) (Private)
First Year Interest
3.05%
Fixed
Second Year Interest
3.05%
Fixed
2 years lock-in
Minimum $300,000
Show More
Features
(Minimum loan amount requirement applies)
Year 1: 3.05% Fixed
Year 2: 3.05% Fixed
Year 3: 3M SORA + 0.80%
Thereafter: 3M SORA + 1.00%
– One free conversion after 12 months
– 100% waiver of penalty due to sale during lock in period
Legal subsidy for refinancing only
– 0.40% of loan amount, capped at $1,800
(Only applicable to selected properties with GREEN MARK certification)
2 Year Fixed
First Year Interest
3.08%
Fixed
Second Year Interest
3.08%
Fixed
2 years lock-in
Minimum $1,000,000
Show More
Features
(Minimum loan amount requirement applies)
Year 1: 3.08% Fixed
Year 2: 3.08% Fixed
Thereafter: 1M SORA + 1.00%
– One free conversion after lock in period
– Must fund 200K before loan disbursement
Cash rebate For refinancing only
Loan amount above 500K – $2,000
Loan amount above 1.5M – $2,500
3 Year Fixed (Private)
First Year Interest
3.10%
Fixed
Second Year Interest
3.10%
Fixed
3 years lock-in
Minimum $300,000
Show More
Features
(Minimum loan amount requirement applies)
Year 1: 3.10% Fixed
Year 2: 3.10% Fixed
Year 3: 3.10% Fixed
Thereafter: 3M SORA + 1.00%
– One free conversion after lock in period
– 100% waiver of penalty due to sale during lock in period