Best Home Loans
Updated May 2024.
Compare rates instantly across 12 banks!
Enjoy subsidies up to $2,800 (for refinancing) + HIGHEST bonus cash vouchers (for both new loan & refinancing) when you get a home loan through us!
Compare Best Rates
3 Year Fixed (Citigold)
First Year Interest
2.85%
Fixed
Second Year Interest
2.85%
Fixed
3 years lock-in
Minimum $800,000
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Features
(Minimum loan amount requirement applies)
Year 1: 2.85% Fixed
Year 2: 2.85% Fixed
Year 3: 2.85% Fixed
Thereafter: 3M SORA + 1.00%
Legal and valuation subsidy for refinancing only
– 0.40% of loan amount, capped at $2,500
3 Year Fixed (Private)
First Year Interest
2.88%
Fixed
Second Year Interest
2.88%
Fixed
3 years lock-in
Minimum $700,000
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Features
(Minimum loan amount requirement applies)
Year 1: 2.88% Fixed
Year 2: 2.88% Fixed
Year 3: 2.88% Fixed
Thereafter: 3M SORA + 1.00%
– One free conversion after lock in period
– No need to pay bank’s fire insurance for MCST property
Cash rebate for refinancing only
Private Loan amount above 500K – $2,000
Private Loan amount above 1.0M – $2,500
Private Loan amount above 1.5M – $2,800
3 Year Fixed (HDB)
First Year Interest
2.88%
Fixed
Second Year Interest
2.88%
Fixed
3 years lock-in
Minimum $600,000
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Features
(Minimum loan amount requirement applies)
Year 1: 2.88% Fixed
Year 2: 2.88% Fixed
Year 3: 2.88% Fixed
Thereafter: 3M SORA + 1.00%
– One free conversion after lock in period
Cash rebate for refinancing only
HDB Loan amount above 300K – $1,800
2 Year Fixed
First Year Interest
2.90%
Fixed
Second Year Interest
2.90%
Fixed
2 years lock-in
Minimum $800,000
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Features
(Minimum loan amount requirement applies)
Year 1: 2.90% Fixed
Year 2: 2.90% Fixed
Year 3: 3M SORA + 0.75%
Thereafter: 3M SORA + 1.00%
– One free conversion after lock in period
– 50% waiver due to sales and refund another 50% if client takes the same or higher loan amount within 6 months
Cash rebate for refinancing only
Private loan amount above 450K – $2,000
HDB loan amount above 300K – $2,000
2 Year Fixed (Private)
First Year Interest
2.90%
Fixed
Second Year Interest
2.90%
Fixed
2 years lock-in
Minimum $800,000
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Features
(Minimum loan amount requirement applies)
Year 1: 2.90% Fixed
Year 2: 2.90% Fixed
Year 3: 3M SORA + 0.50%
Thereafter: 3M SORA + 1.00%
– One free conversion after lock in period
– No need to pay bank’s fire insurance for MCST property
Cash rebate for refinancing only
Private Loan amount above 500K – $2,000
Private Loan amount above 1.0M – $2,500
Private Loan amount above 1.5M – $2,800
2 Year Fixed (HDB)
First Year Interest
2.90%
Fixed
Second Year Interest
2.90%
Fixed
2 years lock-in
Minimum $700,000
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Features
(Minimum loan amount requirement applies)
Year 1: 2.90% Fixed
Year 2: 2.90% Fixed
Year 3: 3M SORA + 0.50%
Thereafter: 3M SORA + 1.00%
– One free conversion after lock in period
Cash rebate for refinancing only
HDB Loan amount above 300K – $1,800
2 Year Fixed (Flexi)
First Year Interest
2.90%
Fixed
Second Year Interest
2.90%
Fixed
2 years lock-in
Minimum $1,000,000
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Features
(Minimum loan amount requirement applies)
Year 1: 2.90% Fixed
Year 2: 2.90% Fixed
Thereafter: 1M SORA + 1.00%
– One free conversion after 12 months
– Must sign up SaveUp account and credit card
Cash rebate for refinancing only
0.4% of loan amount, capped at $2,500
2 Year Fixed (Private)
First Year Interest
2.90%
Fixed
Second Year Interest
2.90%
Fixed
2 years lock-in
Minimum $1,000,000
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Features
(Minimum loan amount requirement applies)
Year 1: 2.90% Fixed
Year 2: 2.90% Fixed
Thereafter: 3M SORA + 1.00%
– One free conversion after lock in period
Cash rebate for refinancing only
Private loan amount above 500K – $2,000
Private loan amount above 1.0M – $2,500
Private loan amount above 1.5M – $2,800
2 Year Fixed (HDB)
First Year Interest
2.90%
Fixed
Second Year Interest
2.90%
Fixed
2 years lock-in
Minimum $700,000
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Features
(Minimum loan amount requirement applies)
Year 1: 2.90% Fixed
Year 2: 2.90% Fixed
Thereafter: 3M SORA + 1.00%
– One free conversion after lock in period
Cash rebate for refinancing only
HDB loan amount above 250K – $2,000
2 Year Fixed (Priority Banking Flexi)
First Year Interest
2.95%
Fixed
Second Year Interest
2.95%
Fixed
2 years lock-in
Minimum $1,000,000
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Features
(Minimum loan amount requirement applies)
Year 1: 2.95% Fixed
Year 2: 2.95% Fixed
Year 3: 3M SORA + 0.70%
Thereafter: 3M SORA + 1.00%
– One free conversion after 24 months
Legal subsidy for refinancing only – $1,800
Valuation subsidy for refinancing only – $500