Best Home Loans

Updated Oct 2024.

Compare rates instantly across 12 banks!

Enjoy subsidies up to $2,800 (for refinancing) + HIGHEST bonus cash vouchers (for both new loan & refinancing) when you get a home loan through us!

Compare Best Rates

3 Year Fixed (Citigold)

First Year Interest

2.85%

Fixed

Second Year Interest

2.85%

Fixed

3 years lock-in

Minimum $800,000

Features

(Minimum loan amount requirement applies)

Year 1: 2.85% Fixed

Year 2: 2.85% Fixed

Year 3: 2.85% Fixed

Thereafter: 3M SORA + 1.00%

Legal and valuation subsidy for refinancing only

– 0.40% of loan amount, capped at $2,500

2 Year Fixed (Private)

First Year Interest

2.90%

Fixed

Second Year Interest

2.90%

Fixed

2 years lock-in

Minimum $1,000,000

Features

(Minimum loan amount requirement applies)

Year 1: 2.90% Fixed

Year 2: 2.90% Fixed

Thereafter: 3M SORA + 1.00%

– One free conversion after lock in period

Cash rebate for refinancing only

Private loan amount above 500K – $2,000

Private loan amount above 1.0M – $2,500

Private loan amount above 1.5M – $2,800

2 Year Fixed (HDB)

First Year Interest

2.90%

Fixed

Second Year Interest

2.90%

Fixed

2 years lock-in

Minimum $700,000

Features

(Minimum loan amount requirement applies)

Year 1: 2.90% Fixed

Year 2: 2.90% Fixed

Thereafter: 3M SORA + 1.00%

– One free conversion after lock in period

Cash rebate for refinancing only

HDB loan amount above 250K – $2,000

2 Year Fixed (Flexi)

First Year Interest

2.90%

Fixed

Second Year Interest

2.90%

Fixed

2 years lock-in

Minimum $1,000,000

Features

(Minimum loan amount requirement applies)

Year 1: 2.90% Fixed

Year 2: 2.90% Fixed

Thereafter: 1M SORA + 1.00%

– One free conversion after 12 months

– Must sign up SaveUp account and credit card

Cash rebate for refinancing only

0.4% of loan amount, capped at $2,500

2 Year Fixed (Green Mortgage) (Private)

First Year Interest

3.00%

Fixed

Second Year Interest

3.00%

Fixed

2 years lock-in

Minimum $300,000

Features

(Minimum loan amount requirement applies)

Year 1: 3.00% Fixed

Year 2: 3.00% Fixed

Year 3: 3M SORA + 0.80%

Thereafter: 3M SORA + 1.00%

– One free conversion after 12 months

– 100% waiver of penalty due to sale during lock in period

(Only applicable to selected properties with GREEN MARK certification)

3 Year Fixed

First Year Interest

3.00%

Fixed

Second Year Interest

3.00%

Fixed

3 years lock-in

Minimum $800,000

Features

(Minimum loan amount requirement applies)

Year 1: 3.00% Fixed

Year 2: 3.00% Fixed

Year 3: 3.00% Fixed

Thereafter: 3M SORA + 1.00%

Legal and valuation subsidy for refinancing only

– 0.20% of loan amount, capped at $2,500

2 Year Fixed (Flexi) (Private)

First Year Interest

3.05%

Fixed

Second Year Interest

3.05%

Fixed

2 years lock-in

Minimum $300,000

Features

(Minimum loan amount requirement applies)

Year 1: 3.05% Fixed

Year 2: 3.05% Fixed

Year 3: 3M SORA + 0.80%

Thereafter: 3M SORA + 1.00%

– One free conversion after 12 months

– 100% waiver of penalty due to sale during lock in period

2 Year Fixed (Green Mortgage) (Private)

First Year Interest

3.05%

Fixed

Second Year Interest

3.05%

Fixed

2 years lock-in

Minimum $300,000

Features

(Minimum loan amount requirement applies)

Year 1: 3.05% Fixed

Year 2: 3.05% Fixed

Year 3: 3M SORA + 0.80%

Thereafter: 3M SORA + 1.00%

– One free conversion after 12 months

– 100% waiver of penalty due to sale during lock in period

Legal subsidy for refinancing only

– 0.40% of loan amount, capped at $1,800

(Only applicable to selected properties with GREEN MARK certification)

2 Year Fixed

First Year Interest

3.08%

Fixed

Second Year Interest

3.08%

Fixed

2 years lock-in

Minimum $1,000,000

Features

(Minimum loan amount requirement applies)

Year 1: 3.08% Fixed

Year 2: 3.08% Fixed

Thereafter: 1M SORA + 1.00%

– One free conversion after lock in period

– Must fund 200K before loan disbursement

Cash rebate For refinancing only

Loan amount above 500K – $2,000

Loan amount above 1.5M – $2,500

3 Year Fixed (Private)

First Year Interest

3.10%

Fixed

Second Year Interest

3.10%

Fixed

3 years lock-in

Minimum $300,000

Features

(Minimum loan amount requirement applies)

Year 1: 3.10% Fixed

Year 2: 3.10% Fixed

Year 3: 3.10% Fixed

Thereafter: 3M SORA + 1.00%

– One free conversion after lock in period

– 100% waiver of penalty due to sale during lock in period

Find out how much you can loan with this simple calculator
Find out how much you save when you refinance with us!
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