Best Home Loans
Updated Sep 2024.
Compare rates instantly across 12 banks!
Enjoy subsidies up to $2,800 (for refinancing) + HIGHEST bonus cash vouchers (for both new loan & refinancing) when you get a home loan through us!
Compare Best Rates
2 Year Fixed (Flexi) (Private)
First Year Interest
3.10%
Fixed
Second Year Interest
3.10%
Fixed
2 years lock-in
Minimum $300,000
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Features
(Minimum loan amount requirement applies)
Year 1: 3.10% Fixed
Year 2: 3.10% Fixed
Year 3: 3M SORA + 0.80%
Thereafter: 3M SORA + 1.00%
– One free conversion after 12 months
– 100% waiver of penalty due to sale during lock in period
Legal subsidy for refinancing only
– 0.40% of loan amount, capped at $1,800
2 Year Fixed (Citigold Private Client)
First Year Interest
3.15%
Fixed
Second Year Interest
3.15%
Fixed
2 years lock-in
Minimum $800,000
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Features
(Minimum loan amount requirement applies)
Year 1: 3.15% Fixed
Year 2: 3.15% Fixed
Thereafter: 3M SORA + 1.00%
Legal and valuation subsidy for refinancing only
– 0.40% of loan amount, capped at $5,000
2 Year Fixed (Private)
First Year Interest
3.15%
Fixed
Second Year Interest
3.05%
Fixed
2 years lock-in
Minimum $800,000
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Features
(Minimum loan amount requirement applies)
Year 1: 3.15% Fixed
Year 2: 3.05% Fixed
Year 3: 3M SORA + 0.70%
Thereafter: 3M SORA + 1.00%
– One time free conversion after lock in
Subsidy is applicable to both purchase and refinancing
– Legal subsidy 0.30% of loan amount, capped at $2,000
– Valuation subsidy $500 for loan amount above 800K
3 Year Fixed (Private)
First Year Interest
3.15%
Fixed
Second Year Interest
3.15%
Fixed
3 years lock-in
Minimum $300,000
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Features
(Minimum loan amount requirement applies)
Year 1: 3.15% Fixed
Year 2: 3.15% Fixed
Year 3: 3.15% Fixed
Thereafter: 3M SORA + 1.00%
– One free conversion after lock in period
– 100% waiver of penalty due to sale during lock in period
Legal subsidy for refinancing only
– 0.40% of loan amount, capped at $1,800
1 Year Fixed (Citigold Private Client)
First Year Interest
3.20%
Fixed
Second Year Interest
4.16%
Fixed
1 years lock-in
Minimum $800,000
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Features
(Minimum loan amount requirement applies)
Year 1: 3.20% Fixed
Year 2: 3M SORA + 0.50%
Year 3: 3M SORA + 0.75%
Thereafter: 3M SORA + 1.00%
Legal and valuation subsidy for refinancing only
– 0.40% of loan amount, capped at $5,000
2 Year Fixed (Citigold)
First Year Interest
3.20%
Fixed
Second Year Interest
3.20%
Fixed
2 years lock-in
Minimum $800,000
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Features
(Minimum loan amount requirement applies)
Year 1: 3.20% Fixed
Year 2: 3.20% Fixed
Thereafter: 3M SORA + 1.00%
Legal and valuation subsidy for refinancing only
– 0.40% of loan amount, capped at $2,500
2 Year Fixed
First Year Interest
3.20%
Fixed
Second Year Interest
3.20%
Fixed
2 years lock-in
Minimum $1,000,000
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Features
(Minimum loan amount requirement applies)
Year 1: 3.20% Fixed
Year 2: 3.20% Fixed
Thereafter: 1M SORA + 1.00%
– One free conversion after lock in period
Cash rebate For refinancing only
Loan amount above 500K – $2,000
Loan amount above 1.5M – $2,500
1 Year Fixed (Citigold)
First Year Interest
3.25%
Fixed
Second Year Interest
4.21%
Fixed
2 years lock-in
Minimum $800,000
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Features
(Minimum loan amount requirement applies)
Year 1: 3.25% Fixed
Year 2: 3M SORA + 0.55%
Year 3: 3M SORA + 0.75%
Thereafter: 3M SORA + 1.00%
– One free conversion after 12 months to fixed rate only
Legal and valuation subsidy for refinancing only
– 0.40% of loan amount, capped at $2,500
3 Year Fixed
First Year Interest
3.30%
Fixed
Second Year Interest
3.30%
Fixed
3 years lock-in
Minimum $100,000
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Features
(Minimum loan amount requirement applies)
Year 1: 3.30% Fixed
Year 2: 3.30% Fixed
Year 3: 3.30% Fixed
Thereafter: 1M SORA + 1.00%
Cash rebate for refinancing only
0.4% of loan amount, capped at $2,000
3 Year Fixed
First Year Interest
3.75%
Fixed
Second Year Interest
3.75%
Fixed
3 years lock-in
Minimum $100,000
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Features
(Minimum loan amount requirement applies)
Year 1: 3.75% Fixed
Year 2: 3.75% Fixed
Year 3: 3.75% Fixed
Thereafter: 3M SORA + 1.00%
– One free conversion after lock in period
Cash rebate for refinancing only
Private loan amount above 500K – $2,000
Private loan amount above 1.0M – $2,500
Private loan amount above 1.5M – $2,800
HDB loan amount above 250K – $2,000