Best Home Loans

Updated Jul 2024.

Compare rates instantly across 12 banks!

Enjoy subsidies up to $2,800 (for refinancing) + HIGHEST bonus cash vouchers (for both new loan & refinancing) when you get a home loan through us!

Compare Best Rates

2 Year Fixed (Flexi) (Private)

First Year Interest

3.10%

Fixed

Second Year Interest

3.10%

Fixed

2 years lock-in

Minimum $300,000

Features

(Minimum loan amount requirement applies)

Year 1: 3.10% Fixed

Year 2: 3.10% Fixed

Year 3: 3M SORA + 0.80%

Thereafter: 3M SORA + 1.00%

– One free conversion after 12 months

– 100% waiver of penalty due to sale during lock in period

Legal subsidy for refinancing only

– 0.40% of loan amount, capped at $1,800

2 Year Fixed (Citigold Private Client)

First Year Interest

3.15%

Fixed

Second Year Interest

3.15%

Fixed

2 years lock-in

Minimum $800,000

Features

(Minimum loan amount requirement applies)

Year 1: 3.15% Fixed

Year 2: 3.15% Fixed

Thereafter: 3M SORA + 1.00%

Legal and valuation subsidy for refinancing only

– 0.40% of loan amount, capped at $5,000

2 Year Fixed (Private)

First Year Interest

3.15%

Fixed

Second Year Interest

3.05%

Fixed

2 years lock-in

Minimum $800,000

Features

(Minimum loan amount requirement applies)

Year 1: 3.15% Fixed

Year 2: 3.05% Fixed

Year 3: 3M SORA + 0.70%

Thereafter: 3M SORA + 1.00%

– One time free conversion after lock in

Subsidy is applicable to both purchase and refinancing

– Legal subsidy 0.30% of loan amount, capped at $2,000

– Valuation subsidy $500 for loan amount above 800K

3 Year Fixed (Private)

First Year Interest

3.15%

Fixed

Second Year Interest

3.15%

Fixed

3 years lock-in

Minimum $300,000

Features

(Minimum loan amount requirement applies)

Year 1: 3.15% Fixed

Year 2: 3.15% Fixed

Year 3: 3.15% Fixed

Thereafter: 3M SORA + 1.00%

– One free conversion after lock in period

– 100% waiver of penalty due to sale during lock in period

Legal subsidy for refinancing only

– 0.40% of loan amount, capped at $1,800

1 Year Fixed (Citigold Private Client)

First Year Interest

3.20%

Fixed

Second Year Interest

4.16%

Fixed

1 years lock-in

Minimum $800,000

Features

(Minimum loan amount requirement applies)

Year 1: 3.20% Fixed

Year 2: 3M SORA + 0.50%

Year 3: 3M SORA + 0.75%

Thereafter: 3M SORA + 1.00%

Legal and valuation subsidy for refinancing only

– 0.40% of loan amount, capped at $5,000

2 Year Fixed (Citigold)

First Year Interest

3.20%

Fixed

Second Year Interest

3.20%

Fixed

2 years lock-in

Minimum $800,000

Features

(Minimum loan amount requirement applies)

Year 1: 3.20% Fixed

Year 2: 3.20% Fixed

Thereafter: 3M SORA + 1.00%

Legal and valuation subsidy for refinancing only

– 0.40% of loan amount, capped at $2,500

2 Year Fixed

First Year Interest

3.20%

Fixed

Second Year Interest

3.20%

Fixed

2 years lock-in

Minimum $1,000,000

Features

(Minimum loan amount requirement applies)

Year 1: 3.20% Fixed

Year 2: 3.20% Fixed

Thereafter: 1M SORA + 1.00%

– One free conversion after lock in period

Cash rebate For refinancing only

Loan amount above 500K – $2,000

Loan amount above 1.5M – $2,500

1 Year Fixed (Citigold)

First Year Interest

3.25%

Fixed

Second Year Interest

4.21%

Fixed

2 years lock-in

Minimum $800,000

Features

(Minimum loan amount requirement applies)

Year 1: 3.25% Fixed

Year 2: 3M SORA + 0.55%

Year 3: 3M SORA + 0.75%

Thereafter: 3M SORA + 1.00%

– One free conversion after 12 months to fixed rate only

Legal and valuation subsidy for refinancing only

– 0.40% of loan amount, capped at $2,500

3 Year Fixed

First Year Interest

3.30%

Fixed

Second Year Interest

3.30%

Fixed

3 years lock-in

Minimum $100,000

Features

(Minimum loan amount requirement applies)

Year 1: 3.30% Fixed

Year 2: 3.30% Fixed

Year 3: 3.30% Fixed

Thereafter: 1M SORA + 1.00%

Cash rebate for refinancing only

0.4% of loan amount, capped at $2,000

3 Year Fixed

First Year Interest

3.75%

Fixed

Second Year Interest

3.75%

Fixed

3 years lock-in

Minimum $100,000

Features

(Minimum loan amount requirement applies)

Year 1: 3.75% Fixed

Year 2: 3.75% Fixed

Year 3: 3.75% Fixed

Thereafter: 3M SORA + 1.00%

– One free conversion after lock in period

Cash rebate for refinancing only

Private loan amount above 500K – $2,000

Private loan amount above 1.0M – $2,500

Private loan amount above 1.5M – $2,800

HDB loan amount above 250K – $2,000

Find out how much you can loan with this simple calculator
Find out how much you save when you refinance with us!
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