(Minimum loan amount requirement applies)

Year 1: 3.80% Fixed

Year 2: 3.50% Fixed

Year 3: 3M SORA + 0.70%

Thereafter: 3M SORA + 1.00%

– Interest rate commencement from the date of first disbursement or 6 month from the date of LO whichever earlier

– One free conversion within 3 months from the expiry of lock in period