Best Home Loans

Updated Jul 2024.

Compare rates instantly across 12 banks!

Enjoy subsidies up to $2,800 (for refinancing) + HIGHEST bonus cash vouchers (for both new loan & refinancing) when you get a home loan through us!

Compare Best Rates

3-Month SORA (Green Mortgage) (Private)

First Year Interest

4.11%

3M SORA

+

0.45%

Second Year Interest

4.11%

3M SORA

+

0.45%

2 years lock-in

Minimum $300,000

Features

(Minimum loan amount requirement applies)

Year 1: 3M SORA + 0.45%

Year 2: 3M SORA + 0.45%

Year 3: 3M SORA + 0.60%

Thereafter: 3M SORA + 1.00%

– One free conversion after 12 months

– 100% waiver of penalty due to sale during lock in period

(Only applicable to selected properties with GREEN MARK certification)

3-Month SORA

First Year Interest

4.11%

3M SORA

+

0.45%

Second Year Interest

4.11%

3M SORA

+

0.45%

0 years lock-in

Minimum $1,000,000

Features

(Minimum loan amount requirement applies)

Year 1: 3M SORA + 0.45%

Year 2: 3M SORA + 0.45%

Year 3: 3M SORA + 0.45%

Year 4: 3M SORA + 0.45%

Thereafter: 3M SORA + 0.70%

– Two free conversions valid from 1st loan disbursememt to 6 months after TOP

– Waiver of cancellation fee due to sale

3-Month SORA (Private)

First Year Interest

4.16%

3M SORA

+

0.50%

Second Year Interest

4.16%

3M SORA

+

0.50%

2 years lock-in

Minimum $1,000,000

Features

(Minimum loan amount requirement applies)

Year 1: 3M SORA + 0.50%

Year 2: 3M SORA + 0.50%

Year 3: 3M SORA + 0.70%

Thereafter: 3M SORA + 1.10%

– One time free conversion after 6 months

– Partial repayment allowed during lock in period

Legal subsidy for both purchase and refinancing

0.30% of loan amount, capped at $2,000

Valuation subsidy up to $500 for loan amount 800K and above

3-Month SORA (Private)

First Year Interest

4.16%

3M SORA

+

0.50%

Second Year Interest

4.16%

3M SORA

+

0.50%

0 years lock-in

Minimum $1,000,000

Features

(Minimum loan amount requirement applies)

Year 1: 3M SORA + 0.50%

Year 2: 3M SORA + 0.50%

Year 3: 3M SORA + 0.70%

Thereafter: 3M SORA + 1.10%

– One time free conversion after TOP

3-Month SORA (Green Mortgage) (Private)

First Year Interest

4.16%

3M SORA

+

0.50%

Second Year Interest

4.16%

3M SORA

+

0.50%

2 years lock-in

Minimum $300,000

Features

(Minimum loan amount requirement applies)

Year 1: 3M SORA + 0.50%

Year 2: 3M SORA + 0.50%

Year 3: 3M SORA + 0.60%

Thereafter: 3M SORA + 1.00%

– One free conversion after 12 months

– 100% waiver of penalty due to sale during lock in period

Legal subsidy for refinancing only

– 0.40% of loan amount, capped at $1,800

(Only applicable to selected properties with GREEN MARK certification)

3-Month SORA (Citigold Private Client)

First Year Interest

4.16%

3M SORA

+

0.50%

Second Year Interest

4.16%

3M SORA

+

0.50%

0 years lock-in

Minimum $800,000

Features

(Minimum loan amount requirement applies)

Year 1: 3M SORA + 0.50%

Year 2: 3M SORA + 0.50%

Year 3: 3M SORA + 0.60%

Thereafter: 3M SORA + 1.00%

– 50% interest offset account

– Pegged to 3M SORA with monthly refresh

Legal subsidy for refinancing only

– 0.40% of loan amount, capped at $5,000

3-Month SORA (Private)

First Year Interest

4.16%

3M SORA

+

0.50%

Second Year Interest

4.16%

3M SORA

+

0.50%

2 years lock-in

Minimum $300,000

Features

(Minimum loan amount requirement applies)

Year 1: 3M SORA + 0.50%

Year 2: 3M SORA + 0.50%

Year 3: 3M SORA + 0.60%

Thereafter: 3M SORA + 1.00%

– One free conversion after 12 months

– 100% waiver of penalty due to sale during lock in period

3-Month SORA

First Year Interest

4.16%

3M SORA

+

0.50%

Second Year Interest

4.16%

3M SORA

+

0.50%

2 years lock-in

Minimum $800,000

Features

(Minimum loan amount requirement applies)

Year 1: 3M SORA + 0.50%

Year 2: 3M SORA + 0.50%

Year 3: 3M SORA + 0.50%

Thereafter: 3M SORA + 1.00%

– One free conversion after lock in period

Cash rebate for refinancing only

Private loan amount above 500K – $2,000

Private loan amount above 1.0M – $2,500

Private loan amount above 1.5M – $2,800

HDB loan amount above 250K – $2,000

3-Month SORA (Private)

First Year Interest

4.21%

3M SORA

+

0.55%

Second Year Interest

4.21%

3M SORA

+

0.55%

2 years lock-in

Minimum $300,000

Features

(Minimum loan amount requirement applies)

Year 1: 3M SORA + 0.55%

Year 2: 3M SORA + 0.55%

Year 3: 3M SORA + 0.60%

Thereafter: 3M SORA + 1.00%

– One free conversion after 12 months

– 100% waiver of penalty due to sale during lock in period

Legal subsidy for refinancing only

– 0.40% of loan amount, capped at $1,800

3-Month SORA (Citigold)

First Year Interest

4.21%

3M SORA

+

0.55%

Second Year Interest

4.21%

3M SORA

+

0.55%

2 years lock-in

Minimum $800,000

Features

(Minimum loan amount requirement applies)

Year 1: 3M SORA + 0.55%

Year 2: 3M SORA + 0.55%

Year 3: 3M SORA + 0.65%

Thereafter: 3M SORA + 1.00%

– 50% interest offset account

– Pegged to 3M SORA with monthly refresh

Legal subsidy for refinancing only

– 0.40% of loan amount, capped at $2,500

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Find out how much you save when you refinance with us!
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