Best Home Loans
Updated Nov 2024.
Compare rates instantly across 12 banks!
Enjoy subsidies up to $2,800 (for refinancing) + HIGHEST bonus cash vouchers (for both new loan & refinancing) when you get a home loan through us!
Compare Best Rates
3-Month SORA (Green Mortgage) (Private)
First Year Interest
4.11%
3M SORA
+
0.45%
Second Year Interest
4.11%
3M SORA
+
0.45%
2 years lock-in
Minimum $300,000
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Features
(Minimum loan amount requirement applies)
Year 1: 3M SORA + 0.45%
Year 2: 3M SORA + 0.45%
Year 3: 3M SORA + 0.60%
Thereafter: 3M SORA + 1.00%
– One free conversion after 12 months
– 100% waiver of penalty due to sale during lock in period
(Only applicable to selected properties with GREEN MARK certification)
3-Month SORA
First Year Interest
4.11%
3M SORA
+
0.45%
Second Year Interest
4.11%
3M SORA
+
0.45%
0 years lock-in
Minimum $1,000,000
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Features
(Minimum loan amount requirement applies)
Year 1: 3M SORA + 0.45%
Year 2: 3M SORA + 0.45%
Year 3: 3M SORA + 0.45%
Year 4: 3M SORA + 0.45%
Thereafter: 3M SORA + 0.70%
– Two free conversions valid from 1st loan disbursememt to 6 months after TOP
– Waiver of cancellation fee due to sale
3-Month SORA (Private)
First Year Interest
4.16%
3M SORA
+
0.50%
Second Year Interest
4.16%
3M SORA
+
0.50%
2 years lock-in
Minimum $1,000,000
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Features
(Minimum loan amount requirement applies)
Year 1: 3M SORA + 0.50%
Year 2: 3M SORA + 0.50%
Year 3: 3M SORA + 0.70%
Thereafter: 3M SORA + 1.10%
– One time free conversion after 6 months
– Partial repayment allowed during lock in period
Legal subsidy for both purchase and refinancing
0.30% of loan amount, capped at $2,000
Valuation subsidy up to $500 for loan amount 800K and above
3-Month SORA (Private)
First Year Interest
4.16%
3M SORA
+
0.50%
Second Year Interest
4.16%
3M SORA
+
0.50%
0 years lock-in
Minimum $1,000,000
Show More
Features
(Minimum loan amount requirement applies)
Year 1: 3M SORA + 0.50%
Year 2: 3M SORA + 0.50%
Year 3: 3M SORA + 0.70%
Thereafter: 3M SORA + 1.10%
– One time free conversion after TOP
3-Month SORA (Green Mortgage) (Private)
First Year Interest
4.16%
3M SORA
+
0.50%
Second Year Interest
4.16%
3M SORA
+
0.50%
2 years lock-in
Minimum $300,000
Show More
Features
(Minimum loan amount requirement applies)
Year 1: 3M SORA + 0.50%
Year 2: 3M SORA + 0.50%
Year 3: 3M SORA + 0.60%
Thereafter: 3M SORA + 1.00%
– One free conversion after 12 months
– 100% waiver of penalty due to sale during lock in period
Legal subsidy for refinancing only
– 0.40% of loan amount, capped at $1,800
(Only applicable to selected properties with GREEN MARK certification)
3-Month SORA (Citigold Private Client)
First Year Interest
4.16%
3M SORA
+
0.50%
Second Year Interest
4.16%
3M SORA
+
0.50%
0 years lock-in
Minimum $800,000
Show More
Features
(Minimum loan amount requirement applies)
Year 1: 3M SORA + 0.50%
Year 2: 3M SORA + 0.50%
Year 3: 3M SORA + 0.60%
Thereafter: 3M SORA + 1.00%
– 50% interest offset account
– Pegged to 3M SORA with monthly refresh
Legal subsidy for refinancing only
– 0.40% of loan amount, capped at $5,000
3-Month SORA (Private)
First Year Interest
4.16%
3M SORA
+
0.50%
Second Year Interest
4.16%
3M SORA
+
0.50%
2 years lock-in
Minimum $300,000
Show More
Features
(Minimum loan amount requirement applies)
Year 1: 3M SORA + 0.50%
Year 2: 3M SORA + 0.50%
Year 3: 3M SORA + 0.60%
Thereafter: 3M SORA + 1.00%
– One free conversion after 12 months
– 100% waiver of penalty due to sale during lock in period
3-Month SORA
First Year Interest
4.16%
3M SORA
+
0.50%
Second Year Interest
4.16%
3M SORA
+
0.50%
2 years lock-in
Minimum $800,000
Show More
Features
(Minimum loan amount requirement applies)
Year 1: 3M SORA + 0.50%
Year 2: 3M SORA + 0.50%
Year 3: 3M SORA + 0.50%
Thereafter: 3M SORA + 1.00%
– One free conversion after lock in period
Cash rebate for refinancing only
Private loan amount above 500K – $2,000
Private loan amount above 1.0M – $2,500
Private loan amount above 1.5M – $2,800
HDB loan amount above 250K – $2,000
3-Month SORA (Private)
First Year Interest
4.21%
3M SORA
+
0.55%
Second Year Interest
4.21%
3M SORA
+
0.55%
2 years lock-in
Minimum $300,000
Show More
Features
(Minimum loan amount requirement applies)
Year 1: 3M SORA + 0.55%
Year 2: 3M SORA + 0.55%
Year 3: 3M SORA + 0.60%
Thereafter: 3M SORA + 1.00%
– One free conversion after 12 months
– 100% waiver of penalty due to sale during lock in period
Legal subsidy for refinancing only
– 0.40% of loan amount, capped at $1,800
3-Month SORA (Citigold)
First Year Interest
4.21%
3M SORA
+
0.55%
Second Year Interest
4.21%
3M SORA
+
0.55%
2 years lock-in
Minimum $800,000
Show More
Features
(Minimum loan amount requirement applies)
Year 1: 3M SORA + 0.55%
Year 2: 3M SORA + 0.55%
Year 3: 3M SORA + 0.65%
Thereafter: 3M SORA + 1.00%
– 50% interest offset account
– Pegged to 3M SORA with monthly refresh
Legal subsidy for refinancing only
– 0.40% of loan amount, capped at $2,500